Where These Terms Apply
These terms explain the legal position for your account, including how we handle access, identity checks, records, and request handling. If a local rule in Malaysia says something different, the local rule takes priority. Access depends on local law and is available where local law permits,
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whether you log in from Kuala Lumpur or elsewhere in the country. We may also ask for documents before we let you change sensitive details or recover an account. The chips below are local payment names for context only: they show the rails that may appear
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in your wallet when the law and your account status allow it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.